Introducing Home Credit 0% Installments
Now available on Samsung.com/ph. Pay flexibly and save more.
Enjoy exclusive benefits
— How to Avail with Home Credit —
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FAQs
What Samsung products can I buy using the Home Credit installment plan?
You can buy eligible Samsung smartphones, TV & AV, refrigerators, laundry appliances, and air conditioners online. Your basket total must be between ₱3,000 and ₱150,000.
What happens if my Home Credit application is rejected at checkout?
The offer is only for select eligible Home Credit account holders. If you don't see the green "0% interest" indicator in the Home Credit app, you're not eligible and can choose another payment method.
Can I return or cancel a Samsung product bought through Home Credit installment?
Product returns and cancellations follow Samsung's standard policies. For anything about your installment plan after purchase, please coordinate directly with Home Credit through their app.
Do I need a new Home Credit account, or can I use an existing one?
You need an existing Home Credit account, as this serves as your entry point to complete the transaction. Just log in to the Home Credit app to proceed.
What is Home Credit's Effective Interest Rate (EIR) and how does it affect my 0% offer?
The 0% installment is offered at 6, 9, 12, or 18-month terms, subject to Home Credit's EIR and approval. A 0.5% origination/processing fee also applies, capped at ₱150 per month.
Is the Home Credit installment offer available for in-store Samsung purchases too?
No. The offer is available exclusively online, on Samsung.com and the Samsung Online Store.
What documents or information do I need to check my Home Credit eligibility?
No documents are needed to check. Eligible customers will simply see a green "0% interest" indicator in the Home Credit app during the transaction.
Who do I contact if I have an issue with my Home Credit installment payment?
Since your installment is managed by Home Credit, please reach out to them directly through the Home Credit app for any payment-related concerns.
The offer is available online via Samsung.com and the Samsung Online Store, so any eligible Home Credit account holder can avail it where online delivery is supported.
Promo mechanics
| 1. | The Promo is open to select Home Credit Account Holders starting on said promo duration. |
| 2. | The Promo will run until December 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 3. | Qualified account holders may avail 0% interest for up to 18 months installment term with respective minimum and maximum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum ₱3,000 Maximum ₱150,000 |
6 Months | As low as 0% interest across all tenors* *subject to Home Credit’s Effective Interest Rates (EIR) No down-payment + 5% discount (Upon approval, during contract review, before signing on Home Credit app) + 5% discount (Upon selecting Home Credit payment method during checkout on Samsung Online Store) + Origination Fee/Processing fee of 0.5%, capped at 150 pesos per month |
| 9 Months | ||
| 12 Months | ||
| 15 Months | ||
| 18 Months |
| 4. | All transactions are subject to Home Credit Approval/Eligibility. |
| 5. | The entire installment transaction amount shall be deducted from the account holder available credit limit. |
| 6. | Customer must have a Home Credit Product (POS, Qwarta, Credit Card). |
| 7. | Customer must be eligible for online installment, customer should receive communication via email. |
| 8. | For customers with no offer; Home Credit will be directing them to the POS for assistance of Home Credit Sales Associates. |
The promo runs from August 14, 2026 - December 31, 2026
For the complete details of terms and conditions, please click here.
*0% installment offer is subject to Home Credit approval, eligibility, and applicable spend requirements.
- Terms and conditions apply.
- Per DTI Fair Trade Permit No. FTEB-264911 Series of 2026.
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